Auto Detailing Guide

Health Insurance

Another item to think of when it comes to insurance is health insurance. It took us forever to find a good company that had reasonable rates that we could afford for both management and our employees. A great company we found online that offered multiple comparisons of over 140 different insurers customized to what we needed was eHealthInsurance.com. I recommend you take a look if you are in the market for a policy. The rates were a lot more reasonable than we thought they would be.

One thing to consider if you are toying with the idea of offering health insurance to your employees. It is a lot cheaper to have them setup their own individual insurance with your local Blue Cross/Blue Shield than it is to offer a group plan. You will still have to arrange everything so they know where to get it and how to get it. You can even offer to cover a portion of it if you like. But the benefit to them in doing it this way is that it is less expensive and it also means they don't have to worry if they decide to quit for some reason. The insurance just stays with them since it was their policy to begin with.

The detailing business is like any other when it comes to being properly insured. The reason you have insurance is to make sure you are covered in the event something bad happens. So by cutting corners like many detail shop owners do, eventually you will get burned in some scenario that you might have thought sounded good but in reality just doesn't work.